If you were recently involved in a car accident in Los Angeles, California, you might be wondering, “Who will pay my medical bills after a car accident?” While there may be various options for getting your bills paid, the process is not always straightforward.
Fortunately, the car accident lawyers with M&Y Personal Injury Lawyers are here to help you explore your options and make all applicable claims. Contact our Los Angeles car accident attorneys today for a free case review where we can discuss your rights at (877) 300-4535.
How M&Y Personal Injury Lawyers Can Help You Recover Compensation for Medical Bills After a Car Accident in Los Angeles, CA
Since opening in 2013, M&Y Injury Lawyers has been able to secure favorable outcomes in and out of the courtroom. We have recovered more than $400 million in the last decade. In that time, we have also obtained the respect of our clients and the legal community, as evidenced by the many awards our legal team has earned, including The National Trial Lawyers Top 100, The National Trial Lawyers Top 100 under 40, Los Angeles Magazine “Top Attorneys,” Thomson Reuters “Super Lawyers” and “Rising Stars,” the Avvo Client’s Choice Award, and membership in the Million Dollar Advocates Forum and Multi-Million Dollar Advocates Forum.
When you retain our services in Los Angeles, CA, we can help by:
- Answering any questions you have about your options for receiving the care you need after a car accident
- Arranging medical care for you
- Working with your medical providers to understand the impact your injuries have on your life
- Negotiating medical liens for you
- Filing all necessary paperwork and claims
M&Y Personal Injury Lawyers can handle the legal aspects of your claim so you can focus on your recovery. Contact our Los Angeles car accident lawyers today for help with your case.
Options for Paying Medical Bills After A Car Accident
If you were injured in a car accident in Los Angeles, you may have several options for covering your accident-related medical expenses, including:
Your Auto Insurance
You may have auto insurance that you can tap into to pay for your medical expenses, such as:
MedPay Insurance
MedPay insurance covers reasonable medical expenses incurred because of a car accident, regardless of who was at fault for the accident. California requires all companies selling auto insurance in the state to offer this coverage, but drivers can choose not to carry it. If they do have insurance, the policy may provide coverage anywhere from $1,000 to $100,000 based on the individual policy.
MedPay insurance can pay for medical expenses such as:
- Hospitalization expenses
- Ambulance bills
- Doctor’s bills
- Physical or occupational therapy
- X-rays, MRIs, and other imaging tests
- Dental bills to fix broken teeth
- Chiropractor bills
- Medical equipment
- Short-term or long-term care
If you do not have MedPay insurance yourself, you may be covered through another household member’s policy.
Uninsured Motorist Coverage
Uninsured motorist coverage (UI) covers your accident-related expenses when the at-fault party had no insurance. This coverage can also apply if you were a victim of a hit-and-run crash and the perpetrator cannot be located.
Underinsured Motorist Coverage
Underinsured motorist coverage (UIM) is similar to uninsured motorist coverage, except it applies when the other driver does have some insurance. However, they do not have enough insurance to pay all your accident-related expenses. Your UIM coverage pays for the excess amounts up to the policy limits.
Your Health Insurance
If you do not have auto insurance that is available to cover your accident-related medical expenses, you may be able to turn to your own health insurance to initially cover your medical expenses. However, if you later recover compensation from the at-fault party, your health insurance provider may be entitled to reimbursement.
Workers’ Compensation Insurance
If the car accident occurred while you were working, you may be able to file a workers’ compensation claim in addition to any claim you have against the at-fault party. California workers’ compensation medical benefits include all medical treatment that is reasonably required to cure or relieve the effects of a work-related injury, which may include payment for:
- Hospitalization
- Physician services
- Physical therapy
- Dental care
- Chiropractic treatment
- Laboratory services
- X-rays
- Prescription medication
An experienced lawyer can evaluate if filing a claim with your employer’s workers’ compensation carrier is an option in your situation.
The At-Fault Party’s Insurance
All registered drivers are required to maintain liability insurance to cover expenses they cause to others in the following minimum amounts:
- $15,000 for injury or death to one person
- $30,000 for injury or death to more than one person
- $5,000 for property damage
If the other driver’s insurance coverage is not sufficient to cover your losses, one of our experienced lawyers can review your situation and determine other avenues of potential recovery.
If you still have questions about who will pay your medical bills after a car accident, the Los Angeles car accident attorneys at M&Y Personal Injury Lawyers can help. Call us today to set up a free consultation to discuss your case.
