Injured In A Motorcycle Accident? Here’s What To Do.
Car and truck drivers are protected by a vehicle’s “steel cage”, safety belts, airbags, and a host of other modern safety features. Motorcycle riders, on the other hand, are afforded little protection by their bikes and have a much greater chance of being seriously injured or killed in a motorcycle accident. So what can you do to lessen the chance of injury while riding a motorcycle?
Protect Yourself From Serious Personal Injury IF You Get Into an Accident
Wearing a helmet and body gear can help protect you during an accident. The helmet and body gear should be designed for your safety. Keep in mind that if you are injured and were not wearing protective gear, you may not receive as much compensation for your injuries. The logic behind that is if you had been wearing protective gear, some of the injuries that you sustained might be reduced or not have occurred at all.
- Health insurance: If you are injured in an accident you will have immediate medical insurance coverage for any injuries you sustain with health insurance. Later, you can submit a claim to be reimbursed for any out-of-pocket medical expenses.
- Uninsured/underinsured coverage: Uninsured/underinsured coverage protects you in the event that you are injured by someone who is driving a motor vehicle with inadequate or no liability coverage.
- Collision insurance reimburses you for damage to your motorcycle.
You can never tell when an accident will happen, so it is a good idea to protect yourself before it occurs.
What to Do After a Motorcycle Accident
Motorcycle riders can control how they ride their bikes, but they have no control over how others will drive their vehicles. Unfortunately, some people drive recklessly and don’t pay attention. So, what can you do if you are involved in a motorcycle accident?
- Call 911, or have someone call for you. The 911 operator will send police and emergency vehicles to the accident scene and will stay on the phone until they arrive.
- Obtain witness and driver information, and request that pictures be taken of the accident scene before any vehicles are moved. Accident scenes can be very stressful and hectic. That is why it is so important to immediately gather information.
- Do NOT admit fault or discuss the accident with anyone other than a motorcycle accident lawyer. After the accident, you will probably be confused about what happened. It is ok to talk about your injuries with medical personnel but remember that the accident details need to be reviewed by someone who has your best interests in mind. Consider talking with a personal injury motorcycle accident lawyer.
- Don’t tell anyone that you are not injured. You may not feel like you have been hurt, but you may have injuries that you don’t know about. If you say that you are not injured, it can compromise any legal case you bring against persons responsible for the accident.
- Don’t talk to the other driver’s insurance company. Their job is to record your words, and use those words against you at a later date.
- Notify your insurance company of the accident. Insurance companies insist that they be notified of any accidents. If they are not notified within the time limits specified in the policy, they can deny coverage.
- Contact a personal injury motorcycle accident lawyer as soon as possible. Many people believe that you don’t need a lawyer unless your injuries are serious. Don’t make that mistake. It is better to contact a motorcycle accident lawyer sooner rather than later. Your lawyer can provide you with valuable information and take some of the stresses off of you.
It is an unfortunate fact that drivers don’t pay enough attention to motorcycle riders on the road. When motorcycle riders get into an accident, the resulting injuries can be catastrophic. If you or a loved one has been injured in a motorcycle accident because of someone else’s negligence, give M&Y Personal Injury Lawyers a call. We provide free case evaluations, will investigate your case, discuss your legal options with you, and will file a lawsuit on your behalf. After all, you deserve to be compensated for your injuries.